Whether you are building a new home or purchasing an existing home, Optimum Mortgage will make the process smooth and easy with a personal touch.

If you are purchasing your first home, Congratulations! We'll show you how the mortgage process works, and advise and educate you.

We can also pre-qualify our customers to determine the maximum loan amount based on your down payment (if any). For a home purchase, loans are available for up to 100% of the home's purchase price if you qualify.

Even if you just want to compare rates, we encourage you to call. We can often find a loan product that will work regardless of credit history.

Mortgages made simple. That's what we're about.

Optimum Mortgage can provide any type of mortgage loan, including Conventional (Conforming), Non-QM, Jumbo, VA and FHA mortgages.

How much house
can you afford?

Try our mortgage calculator to see what your monthly payments would be.

"After a year of working with another mortgage company that was full of promises and equally full of excuses, I thought my chances of being able to own a home were equal to those of winning the lottery. I happened to mention to Neal something about paying so much in income tax each year. About three months later, I was living in my own home, thanks to Neal. I could not believe how he made the entire transaction one of the easiest things I've ever had to do."

Becky P.
  Optimum Mortgage Services
  Castle Pines, Colorado
  call: 303 300 2111
  fax: 303 738 8393

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Optimum Mortgage Services, Inc. is licensed in Colorado. NMLS# 377510

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